- How It Works|
- FAQs|
- Help
- Log In to your account |
- Sign up now for free!
Credit Advice
Have a question? Have advice to share? The combined knowledge and experience of everyone in the Credit Karma community can help you. Enter your question or help others below to get started!
Question
Acurracy of Credit Scores
are these credit scores you get from free credit report or credit karma accutually accurate because i applied for home loan and was suprised at the number they told me (it was way lower)
Asked by
Tmschmidt
1 year ago
Flag this Question
3 responses
- Prev
- 1
Reply To This Question
The Credit Advice pages of the Site may contain messages submitted by users over whom Credit Karma has no control. Credit Karma cannot guarantee the accuracy, integrity or quality of any such messages. Some users may post messages that are misleading, untrue or offensive. You must bear all risk associated with your use of the Credit Advice pages and should not rely on messages in making (or refraining from making) any specific financial or other decisions.
Let the community lend a hand!
3 Most Recent Questions in Credit Scores
I opened a few credit cards when I was a teenager and don't use them. Would it hurt to cancel them?
0 Responses
Asked by soadbabe911
under Credit Scores
I pay my payments on time every month, why is my credit poor?
0 Responses
Asked by kharisemone
under Credit Scores
Featured Credit Repair Service
- Take action and start work to improve your credit, today!
- Lexington Law helps you work toward the removal of questionable, negative items on your credit reports.
- They have served over 600,000 clients since 1991
- Active Concord-level clients see, on average, 8.7 removals by month 3 and 28.6 by month 12*
*Your Results May Vary
SERVICE PROVIDED BY
Lexington Law Credit Report Repair
Over 1 million negative items removed by Lexington Law last year, including:
- Collections
- Late Payments
- Bankruptcies
- Foreclosures
Copyright© 2007-2012 Credit Karma™, Inc. Credit Karma is a registered trademark of Credit Karma, Inc. All Rights Reserved. Product name, logo, brands, and other trademarks featured or referred to within Credit Karma are the property of their respective trademark holders. This site may be compensated through third party advertisers.
Credit scores may differ between the three reporting agencies. It depends on which one the loan agency checks.
Kensington22 1 year ago
It depends on the credit bureau and the score model used. For example the vantage score uses a range of 501-990.
AppleRules 1 year ago
Credit scores vary by credit bureau but they also vary depending upon the reason for the pull.
The score is weighted to more accurately fit the willingness of a customer to pay a certain type of loan.
So a generic credit score from creditkarma will differ from a pull for a credit card which will be different than the score for a car loan or a home loan.
Dogslurp 1 year ago