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ygtai
Member since: August 2009
Total Contributions: 2
Most Popular Contribution
New Auto Loan Rates
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(2 Total Contributions)New Auto Loan Rates
Of course you can get a car. Just pay in full, then it doesn't matter if you have credit or not. Credit is for borrowing money. Lenders check your credit to see their risk of getting the money they lend you back. It's not people can't get cars if they have no credit, it's people can't get cars if they have no money -- either they don't have their own money, or they are not able to borrow the money. So evaluate yourself if you can afford the cost for the car you want.
Comment Reply posted 9 months ago
New Auto Loan Rates
After you pay 3-6 months of your auto loan on time, and in the mean time try to reduce the overall credit balance, you should be able to increase your credit score significantly. Then, you ought to try refinancing your auto loan. It's very possible that you'll get around 11%. That'll save you A LOT. I only earn a poorly $1,500/month, but I have a credit score of 762, and I can get an auto loan at around 5%. You can do it too.
Comment Reply posted 1 year ago
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After you pay 3-6 months of your auto loan on time, and in the mean time try to reduce the overall credit balance, you should be able to increase your credit score significantly. Then, you ought to try refinancing your auto loan. It's very possible that you'll get around 11%. That'll save you A LOT. I only earn a poorly $1,500/month, but I have a credit score of 762, and I can get an auto loan at around 5%. You can do it too.
Comment Reply posted 1 year ago