wisekris

My Vantage score is drastically lower then my regular CK score and even the new Insurance one. If it is supposed to more accurate to the recent activity this doesn't make sense as over the past year I've done a BETTER job at managing my credit and yet it is the score that is lower. I can only guess that this means a good score means that you handle your money poorly (or poor enough that it benefits the CC companies) Credit scores seem like a scam and while i thought this new vantage score was goign to change things and help people get out of debt it really seems like its a way for people have bad credit scores feel better and spend more....hmmm