vladislavk1

that's a post written by an educated credit consumer! Penfed and FIA cards all the way!

VK

To amitpanchabh

It doesn't look ok....common, $1,000 limit? and 4 month of credit history? You will not get an AmEx card, definitely not now when they are cutting off good customers.

Please don't encourage people to apply, and then, after he gets denied, explain that it is not as simple, many variables, etc....

With this type of info, he/she is much, much more likely to not be approved than approved by AmEx

Possum, I too had 744 exact score, and got denied....I agree with you that posting the "average" scoree is very misleading...after the reading the comments, I thought I would get denied, but applied anyway, against better judgement.

744 Credit Carma score
140K annual income
no lates or delinq in the last 6.5 years

I think applying to cards based on Credit Carma estimations (average, poor, excellent credit, etc.) is a very bad idea, and something one should avoid.