updog1

Got approved for 11k before ck with 700 score or so. American express is great, I like this card but I prefer my venture one for travel now and I should have gotten the blue cash instead. Either way great card and no complaints about it.

728 ck, approved for 5k. No foreign transaction or transfer fee and card looks pretty slick. Two complaints, first is their website is a total joke....broken links everywhere and is only good for paying your bill, second also relates to first one but getting a balance transfer is like pulling teeth. But I get lots of compliments for how cool this card looks and its got great benefits for a 0$ annual fee card.

9% card, yeah im using the lowest one I can. Thanks for post nandog

annualcreditreport.com will also a free report from each bureau once a year.

Awesome advice, I had no idea it would even be hits on my credit either.  Thanks matman

Its been 1 year for me and 6 months for my wife. Both of us applied with roughly 720-740 credit score and after a week of review got denied. Turned around and applied for amex and capital one venture and got approved in seconds. Dont waste you time with these guys. 

 I had to start with a orchard bank card and then moved up to this one. My apr is 9% and it started at 500$ limit, within a year I requested boost and they bumped it up to 10k. Very happy with this card and becu.

Oh yeah, I forgot to mention I actually already have a line of credit with becu, Thanks for you post though it means alot.

I applied for chase freedom with a 650+ score, "maybe 700",  and 3 days later or so they denied me, a month later I applied for an amex bluesky and got approved in 10 seconds and maybe 3 months later also got approved for a venture one in 10 seconds. My wife is the same story and near same credit score, denied the chase freedom but approved for amex. Also I have a mortgage and 60k year 100% payment history on all credit, no idea why they would deny me. Not saying your your lying or anything but im not happy with my experience with chase.