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tplavery

Member since: October 2009

Total Contributions: 1

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(1 Total Contributions)

Is it a good idea to close unused Credit Cards?

There was a card company on campus giving away shirts to those who filled out applications. The reps explained the card company would just send offers by mail and then you decided to open or not. I never received the offer an forgot about the whole thing

I recently discovered that I had a credit card with them for almost two years before they closed it (due to inactivity im sure). Reports as open with no balance/no payments for the duration. Would it be beneficial to have this erased from my history since it was never used??

Response posted 2 years ago

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