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teacheriam2u

Member since: November 2008

Total Contributions: 1

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(1 Total Contributions)

Down Payment Holding You Back? It Shouldn’t.

I have been reading all the entries, and just wonder how long it takes for a score to come up. I now have paid off all 11 collection accounts, paid bills on time this entire year, do not have any debt except for 5,000 left on car loan and student loans, all on time, do not have any inaccuracies, applied for Crowne Jewlers credt card-was approved, used the card, and have paid on time for 3 months, and my score is STILL at 545 after a year. What do I do?

Comment posted 3 years ago

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