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suzannew
Member since: May 2010
Total Contributions: 2
Activity
(2 Total Contributions)Comparing Credit Cards Is Vital With Poor Credit
I totally agree with you chavonm. I have had a Capital One card for nearly 10 years. Until January my rate was 9%. It then went from 9% to 25.4%. I called and they said that the "introductory" rate had expired. I asked them why it went so high, the guy argued with me and said that he would notify his manager and they would back charge me for the 9 years that it was at 9%! He was more than rude! I'm trying to get out from under this credit card. They are awful.
Comment Reply posted 1 year ago
Comparing Credit Cards Is Vital With Poor Credit
I currently have two credit cards that carry a 25.9% interest rate. How can I negotiate these rates down? I've had one card for 30 plus years and the other for nearly 10 years. I was late on the 10 year card for 3 days in September 2009 and my rate increased from 9% to 25.9%. This is making it very difficult to pay off this credit card.
Can I reapply for a lower rate? When is the best time to approach this?
Comment posted 1 year ago
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