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stevlevin
Member since: June 2009
Total Contributions: 1
Activity
(1 Total Contributions)Credit Card Approval Insights
I have lots of credit cards, including many recent ones that I got only for an introductory 0% APR offer. These offers are now over, and I don't need the cards. Further, most banks will no longer roll over the unused credit to another card from the same bank. As a result, the average age of my credit cards is low (about 3.5 years). (a) Would my score improve by actually closing some of the newest accounts, or is the average (mean) less important than just keeping the oldest ones open? (b) Is it important to actually USE the oldest cards - to show activity - and if so, how much?
Comment posted 2 years ago
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