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siteml

Member since: September 2009

Total Contributions: 1

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(1 Total Contributions)

Citi Forward® Card for College Students

Very pleasant surprise today... card came in with $4,000 limit with my score here at CK at 650. That's more credit than I'll ever need as far as I'm concerned, and it floored me - I was hoping for a meek 1-2k, thinking that's all my relatively weak credit history will afford me if anything at all(I mean, it's good, but it's short, thus weak). I have an outstanding loan of bit over $1.2k remaining and a Public Savings Bank secured with a $300 limit - both of which I've had about half a year now, and I strongly suspect these to be very important here. I share a Best Buy card after my parents added me a year or two ago, too - this might have hit the 2 card threshold someone else mentioned here.

The only downside so far was that the call to activate took a whopping 10 minutes of my time, at least half of it spent hearing stuff I already read in the booklets I got with the card. Courteous and professional, though, even if slightly on the pushy side.

Review posted 1 year ago

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