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scaruffi
Member since: January 2009
Total Contributions: 2
Most Popular Contribution
Top 5 Credit Misconceptions
Activity
(2 Total Contributions)Should You Pre-Pay Your Mortgage?
To compare the interest rate of your mortgage to high-yield savings, don't you need to consider the AFTER TAX rates for each of these? Or is it a wash?. Mortgage interest is tax deductible and interest earned on savings accounts is taxable. That means your AFTER TAX mortgage interest rate is effectively lower and your AFTER TAX savings interest rate is also lower.
Comment posted 2 years ago
Top 5 Credit Misconceptions
I received a letter from one of my credit card companies. I only use it pay my cell phone bill and I pay off the balance every month. The letter said they were lowering my credit limit to $3,000 for "underutilization." Should I be concerned that this will impact my credit score? I have over cards with higher limits.
Comment posted 2 years ago
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I received a letter from one of my credit card companies. I only use it pay my cell phone bill and I pay off the balance every month. The letter said they were lowering my credit limit to $3,000 for "underutilization." Should I be concerned that this will impact my credit score? I have over cards with higher limits.
Comment posted 2 years ago