sanddollardoves

I noticed that credit scores go DOWN in the 34-44  range.  I wonder why this is?  I know in my two daughter's cases, it's because they don't pay off  credit cards, and one just takes out card after card and maxes them out, now they have just gone through bankruptcy, their second since they married!  And my husband and I also loaned our daughter $13,000 to pay off her bills in 96, then she promptly started taking out cards again, tho she'd promised us she wouldn't!  They have such low credit scores it's shameful.  And they weren't raised that way.  My husband and I were always sticklers when it came to paying our bills on time, so we just can't figure out why the girls are this way.  My son in law makes $75,000 or more a year, so there is NO EXCUSE for bankruptcy unless you consider living just for today and not thinking of tomorrow a valid excuse.  We are just heartbroken that our family values seemed to have meant nothing to our children.