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rayrayangel

Member since: October 2008

Total Contributions: 6

Most Popular Contribution

Capital One® Rewards No Hassle(SM) Cash Credit Card

+1

I was approved at 627. I just made my first payment and I expected my score to go down because of the inquiry. It hit a low 621 :(

I hope it starts to climb back up as I keep making good on time payments.

Review posted 3 years ago

Activity

(6 Total Contributions)

Discover® Student Clear Card

Denied. Full time student. 660 credit score.

Review posted 2 years ago

Capital One® Rewards No Hassle(SM) Cash Credit Card

@kralco626

For someone like you establishing credit it might be best to find a card with no fee. For those that have poor credit getting a card with an annual fee and low interest rate is a good way to start restoring a tarnished credit score.

Review posted 3 years ago

Capital One® Rewards No Hassle(SM) Cash Credit Card

Just wanted to keep everyone up to date. I made my first payment on time and they've already reported it and my score has gone up a point. Going to keep doing the same. :)

Review posted 3 years ago

Capital One® Rewards No Hassle(SM) Cash Credit Card

@brianbrown
They do offer second chances. Wait about a year or two and try again.

Review posted 3 years ago

Capital One® Rewards No Hassle(SM) Cash Credit Card

+1

I was approved at 627. I just made my first payment and I expected my score to go down because of the inquiry. It hit a low 621 :(

I hope it starts to climb back up as I keep making good on time payments.

Review posted 3 years ago

Capital One® Rewards No Hassle(SM) Cash Credit Card

Approved. Unsure of credit limit at this time but didn't think it would happen. Hoping to use this with the annual fee to get my credit rebuilt after a bankruptcy brought on by medical bills a few years back.

Review posted 3 years ago

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