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raymoore98

Member since: February 2009

Total Contributions: 1

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Credit Card Utilization and Average Credit Scores

I am planning on buying a house late this year, so I pulled my credit and was shocked to find my score much lower than I would expect. It turns out that 2 of my 3 cards do not provide my credit limit to the credit agencies. This has made by utilization look high and available credit look paltry. They will be hearing from me on a daily basis until they get their act together :-)

Comment posted 2 years ago

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