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psugar
Member since: June 2009
Total Contributions: 1
Activity
(1 Total Contributions)Credit Card Utilization and Average Credit Scores
I carry no balance.....zero, ever. But I get ranked an F because it says my utilization is high. Is this because I put all my business expenses on AMEX and pay it off exactly on time every month?
I also max out the Discover because they have the best cash back. Again no balance ever.
I use the cards for everything because on average I get back 1 to 2% which is a huge amount for me....never paid for a vacation, or for most things like HomeDepot where you can get gift cards.
Comment posted 2 years ago
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