pjwill06

This card seems useful, I need to build my credit which I need. It is also good to use when you need a loan.

Another question, when you make payments....do you pay full balance or monthly payments?

Can I use MoneyGram to send money, Western Union is a bit expensive.

So, in order to keep the balance paid, you have to pay the full balance. Or is there a monthly charge to making monthly payments. I think this sounds like a good card to get since I'm using a prepaid debit card. I read most of the posts here, and I'm still not sold enough. I do want to build up my credit, my only concern is getting approved. And how long it may take.

Don't the credit score goes down when you apply and then get denied...I don't want to deal with that if that happens.