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Capital One is a sub prime lender that charges a wee bit more that most lenders. Make that interest rate a wee bit north of 6% AND inflation might not eat it all up. This isn't a good offer.

I called GEICO and they offered me auto insurance for three times as much as my current company (MetLife) charges me. I asked them why and they said it was because of a bankruptcy that I had 8 years before. It was embarrassing (for them.)

Ho-hum, another auto insurance company that will save me HUNDREDS of dollars for (you guessed it) switching to their company. After you spend the time to enter all of the required info, you will discover that you've wasted your time. Or you might get lucky. Feelin lucky? This might be YOUR lucky day. Or not.

I was burned on Prosper (6 of 13 loans went bad) and the 26% default rate mentioned will keep me away. Anyone for collateralized "social lending?"

Great(?) phone, but what are the deposit, costs...how much is this going to cost me!!!

My credit union offers lower rates

Once upon a time, I had an 820 FICO score. It was mostly due to having just one credit card for 30 years (Sears.) Now, I have 8 cards and a 750. I'm also getting cash rewards every time I buy. My point is that a higher FICO isn't everything.