ncsunacho

I was expecting an "instant" response but was told that if I was approved that I would recieve my cards and welcome packet within 14 days... not quite sure what that means... was I approved or declined? I guess I am used to instant gratification...

Just approved... Credit Karma score of 723 - approved for a $4,800 limit. 0% APR for 7 months including balance transfers.

Thanks CK Mod. I actually used advice found on CK and have disputed the information on each of my three bureaus. Hopefully that will resolve the issue! Awesome site by the way!!!

CK Moderator,

I need some advice. A little over 7 years ago I had a voluntary Auto repossession. The creditor continues to update the account each month as a current account (I-1) but marked as a voluntary repo. This is the only blemish on my report as I have been very prudent with managing my debt, have applied for and rec'd credit cards, mortgages and even another car loan since that time (and have not been late on a payment in over 6 years). If I could get this off my report, my score would likely be in the mid 700's. I thought that repo's were removed after 7 years. Can you please help me understand what steps I need to take?

JW