nandog

You can check with area mortgage brokers because they work with many lenders.  Good Luck.

Those are both derogatory remarks.  Annualcreditreport.com and pull your three free major credit bureau reports and check them for everything ( accounts, balances, collections, missed payments, personal information etc. ).  If any mistakes dispite them by phone, mail or online.  Good Luck.

It will affect your credit score for at least seven years.

After a total of seven years it will not affect your credit score any more.  Good Luck.

You had a hard credit pull occur and that's what happens.  Your score will bounce back in a few months.  Just keep the card balance below 30% of the limit at all times.  Good Luck.

If you have at least a 620 middle score you may be able to get a FHA loan.  You must be beyond two years after BK discharge and three years after forclosure.  Read all you can under credit scores on this site to build your credit scores.  Interest rates should be good for the rest of the year.  Good Luck.

Read all you can under credit scores on this site.  Try and set up payment arrangements if you have medical bills or collections.  Start and pay down credit card balances.  Those two things will get you in the right direction.  There is always Greenpath credit counselors which can help with reducing payments , consolidating and budgeting etc.  Good Luck.

To get a car loan you will need two years with the same job and show good income.  Your debt to income ratio must be acceptable also.  Bottom line is you may need a cosigner.  Hold on to your emergency money and make a little extra payment each month on your credit cards.  Good Luck.

Annualcreditreport.com to pull your credit reports.  Dispute by mail, phone or online to the perspective credit bureau.

Get a conventional loan if possible.  For about a $200k loan, closing costs should be $1500 to $2000 to get the lowest rate in the 3's.  You can get zero closing cost's if you adjust the interest rate higher.  Read all you can under mortgage's on this site.  At first your to get a truth and lending statement and that will document max cost and interest rate.  Good Luck. 

Yes, call the credit card company.

Annualcreditreport.com and pull your free three major credit bureau reports ( Equifax, Experian and Transunion ).

Use cards for gas and groceries and pay off each month.  Never let your balance go over 20% of the limit.  Check out some local credit unions for a line of credit for 2k or 3k.  With your score they will charge about 8 or 9%.  It's like available cash you have access to at for example a credit union.  You must keep this balance low also and this is good emergency money available to you.  A line of credit will deversify your credit mix.  Good Luck.

Use the HELP link upper right and email Credit Karma.

Check this out and see if this will help you.  Highly recommended.  Greenpath credit counselors.  They help with consolidation, reducing payments , budgeting etc.  Good Luck.

Annualcreditreport.com and pull your three free credit reports from the major bureau's.  Find out what's going on.

If it shows an available balance and you close through a dispute your score will drop.  So I would leave it alone.

Use your cards for gas and groceries and pay off.  Work at at getting your balances to less than 20% of the limits at all times.  Good Luck.

It takes time and you have it correct and you should proceed.  Read all you can under credit scores on this site.  Good Luck.

Contact your states attorney general's office regarding the fradulant account.  Good Luck.

They will get the car back but any cost's associated with the creditor can be removed through a Chapter 7 BK.  Talk to some recommended BK attorneys ( free consultation ) because you only file BK as a last resort.  Good Luck.

It could be 20 to 40 points.  Remember scores rise slow on good news but drop fast on derogatory remarks.  Good Luck.

Orchard Bank or Capital One.  Take a secured card if you have to.  Keep balance below 40% of the limit at all times and your score will rise.  Read all you can under credit scores on this site.  Good Luck.

If you have a good debt to income ratio then your good.  Try Orchard Bank or Capital One if your over say a 625 score.  Good Luck.

CK information is from the Transunion credit report.  There are three major credit bureau's.  Not all creditors report to all three bureau's.  Use annualcreditreport.com and pull your three major credit reports and see what's going on.  Good Luck.