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mmatteo404

Member since: June 2009

Total Contributions: 1

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Credit Card Utilization and Average Credit Scores

I've recently noticed that two of my Visa Signature Credit Cards report the Credit Limits as being ZERO on certain bureaus (they set a "guideline" not a limit). The data that suggests the Limit is ZERO is not the case; however, it's just the way the issuer reports it to the bureau. I've contacted the two issuers involved, and they simply provide a bag of excuses. In addition, I've contacted the credit bureau, and they provide NO answers to this issue either...go figure!

Do you have any recommendations? I have a good score, but I suspect the Signature Cards are bringing it down a bit (current score is 780).

Comment posted 2 years ago

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