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mjc2
Member since: August 2010
Total Contributions: 2
Activity
(2 Total Contributions)Length of Credit History my biggest problem?
The collateral for the mortgage vs unsecured makes sense. Just kinda threw me for a loop considering the banker was wide-eyed about me getting turned down initially as well.
Phnx - my loan is a line of credit, not an installment loan. I try to not buy anything on credit that I'm going to have to let sit there, as I'm hoping this will increase the credit score approaching applying for my mortgage. I'm just not sure if I can apply right now or if I should wait until the end of the year so that I can give the banks my taxes as proof of income which is higher than last year. I carry a lease right now on my condo and would like to get a mortgage ON TOP of the lease so that I can purchase a property to rent out. I'm not sure there is enough income to get me a decent mortgage on top, but my main issue was applying for the mortgage in the first place.
Response posted 1 year ago
I'm sure my score was over 800. What dropped it to 758?
You're sure because you felt it in your bones, or you're sure because you checked it before and it was over 800? You're going to need to give a little more information for anyone to give feedback.
Response posted 1 year ago
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