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marsham33
Member since: October 2011
Total Contributions: 2
Most Popular Contribution
I have really poor credit, how can I begin to fix it?
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(2 Total Contributions)I have really poor credit, how can I begin to fix it?
Don't declare bankruptcy, the debt is not large enough to justify that. You don't want that appearing on your credit report for the next 10 years, better to just make the minimum payments, get an extra job and make more than minimums.
Response Reply posted 7 months ago
I have really poor credit, how can I begin to fix it?
Don't do it. I once paid off a bad debt that went to collections and the next month it appeared on my credit report showing as a late payment for an extra 7 years dragging down my score worse than it was before. If anything goes to collections let it stay there.
Response Reply posted 7 months ago
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Don't do it. I once paid off a bad debt that went to collections and the next month it appeared on my credit report showing as a late payment for an extra 7 years dragging down my score worse than it was before. If anything goes to collections let it stay there.
Response Reply posted 7 months ago