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markgreening
Member since: January 2012
Total Contributions: 3
Most Popular Contribution
Does updating Credit Karma result in a hard inquiry on your credit?
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(3 Total Contributions)Does updating Credit Karma result in a hard inquiry on your credit?
Hence the ripoff of FICO scam scores. They should reflect savings and net worth as well to be truly correct. FICO is owned by Visa and MC and a few major banks. Obviously they want to sell u money and keep you obligated to them. The FICO system should be banned and the owners jailed for fraud.
Response Reply posted 4 months ago
Does updating Credit Karma result in a hard inquiry on your credit?
When you get your annual credit reports (by law) you can argue any collections. Do this on every single collection as often as possible. They run out of patience and the cost/benefit goes against multiple investigations and they will just drop them.
Response Reply posted 4 months ago
Does updating Credit Karma result in a hard inquiry on your credit?
True. Its been 10 years since my bk (NAFTA'd 3 jobs in 3 years) and my FICO went from 450-500 to now mid 700's. It takes that long. I started with a $300.00 secured rip-off card but it worked. Hope to be near 800 by 2013. Then again, the FICO scores are a sham. Why would a bank want a perfect score? There's no money in lending at low rates.
Response Reply posted 4 months ago
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True. Its been 10 years since my bk (NAFTA'd 3 jobs in 3 years) and my FICO went from 450-500 to now mid 700's. It takes that long. I started with a $300.00 secured rip-off card but it worked. Hope to be near 800 by 2013. Then again, the FICO scores are a sham. Why would a bank want a perfect score? There's no money in lending at low rates.
Response Reply posted 4 months ago