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mahsa
Member since: April 2010
Total Contributions: 2
Activity
(2 Total Contributions)The first step to rebuilding your credit – Secured Credit Cards
My husband and I have a secure credit account with two separate credit cards for us. It appears that my husband has a good credit history, and I have a thin one. Why did it happen? I use my credit card rarely, my husband uses his regularly. Can it influence the situation?
Thanks
Comment posted 1 year ago
I have a "thin" file. How will this affect me qualifying for a mortgage loan?
We started our credit history at the end of 2009 with a Citi secure credit card. I have separate credit card with combined account with my husband. We paid everything on time. We use our credit cards regularly. A few days ago I applied for club credit cards at Gap and Nordstrom. I was rejected. I decided to check my credit history and the answer at your system was that I had thin credit history to file.
How long should we wait to get a "fat" credit history?
And my husband now started to receive the mail from banks that they reviewed his credit history and offer him credit cards now.
Response posted 1 year ago
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