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leelou89
Member since: January 2009
Total Contributions: 1
Activity
(1 Total Contributions)New Millenium Bank Secured Black Diamond Visa® or Mastercard®
It's not that bad. This card is for people who want to REBUILD credit. Not go on a shopping spree and carry a balance for years. It's for people who don't plan on using it all... except to buy say jeans for $60, but then pay it off the same month, just for the sake of showing they're responsible with their cash.
If you're the kind of person who will buy the jeans in January, and only make the minimum payments in Feb, March, April.. then yes, this card sucks.
Paying $59 annually and $100 to apply, is nothing compared to paying thousands of dollars during your life in high interest because your credit score is just 'fair'.
People who are in my situation will take any credit card they can get that will report positive info to Credit Bureau's every month. American's are so lucky. You have *several* companies offering you secure credit cards. I've only found 1 in Canada.
Comment posted 3 years ago
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