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kma412
Member since: August 2009
Total Contributions: 1
Activity
(1 Total Contributions)Credit Card Utilization and Average Credit Scores
I have a revolving balance on my Amex card, and although my card has a credit limit, the credit bureaus don't have a limit listed. My total credit card limit, then, is calculated using only my Visa/MC and dept. store cards while my total balance include those cards + Amex. As a result, while my actual utilization rate for all cards is around 50%, it looks like it's well over 100%, which obviously effects my credit score. Is there anything I can do about this?
Comment posted 2 years ago
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