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kindofguy
Member since: September 2008
Total Contributions: 1
Activity
(1 Total Contributions)Credit Card Utilization and Average Credit Scores
@49resons: I don't think utilization means the same as carrying a balance. 0% Utilization means you really did not use your credit card at all. The other way round: If you have a credit card with a $10,000 limit, you use it for payments of $1,000 a month and pay off 100% of your balance at the end of the monthly invoice cycle, your utilization is still at 10%.
Comment posted 2 years ago
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