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kensat30

Member since: June 2008

Total Contributions: 1

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Understanding Credit Score Differences

+2

Seems like Credit Karma(CK) is on the 150-950 scale, while traditional FICO scores are on a 300-850 scale.

Therefore to compare CK to FICO do this:

Step 1- Take 950 and subtract
CK score
Step 2- divide result in step 1 by CK score
Step 3- Divide 850 by (result in Step 2 + 1)

ie my CK score is 850 for example

950-850 = 100
100/850 = .11765
850/(1.11765) = 760

So a 850 credit karma score is approx. a 760 FICO score on Transunion supposedly.

Comment posted 3 years ago

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(1 Total Contributions)

Understanding Credit Score Differences

+2

Seems like Credit Karma(CK) is on the 150-950 scale, while traditional FICO scores are on a 300-850 scale.

Therefore to compare CK to FICO do this:

Step 1- Take 950 and subtract
CK score
Step 2- divide result in step 1 by CK score
Step 3- Divide 850 by (result in Step 2 + 1)

ie my CK score is 850 for example

950-850 = 100
100/850 = .11765
850/(1.11765) = 760

So a 850 credit karma score is approx. a 760 FICO score on Transunion supposedly.

Comment posted 3 years ago

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