kem63

sorry clarified question? IS THIS TRUE....
?#1.I pay the monthly secured credit card balance when due,except for $10.
?#2. will it show a history faster & bring score up faster,within 5 to 6 months

I spoke to a V.A. financial consultant a few days ago. she told me I need to try to get a secured credit card with my bank. she also told me that I should use the card to pay my monthly bills and then pay all of the balance when due, except for $10 that it will show a history faster and bring my score up faster, the V.A. consultant said in 5 to 6 months. IS THIS TRUE. I have been lied to by the V.A before.

I too have a thin file, I pay my mortgage on time every month for 12 years I have 5 years left on my mortgage. I pay my bills that is in my name on time and I have a checking account and savings for 10 years. how do get good credit if no one reports on my behalf and I can't get them to. I always get the run around