kelliannmace

I love netflix! I can adjust my program at any time to fit my finances or viewing ability. I've had one DVD for months because I moved and its in a box. I only pay the minimum to keep my account active.

They are quick fast and reliable.

I don't like anything with a monthly commitment and limits. Metro PCS -- unlimited is all they do. I pay my bill or I don't. If I don't they shut the phone off so I have to pay my bill; if I don't have the money I can wait up to 10 days and keep the number.

I get paid every 14 days; so the longest I might have ever had to wait was 4 days. I think its about $55 for local, LD, text, internet.

Metro PCS has been my longest carrier; close to 2.5 years. I had T-Mobile and hated it.

When you are in a position of bad or no credit these types of offers are great. You do have to realize going in that there are additonal fees but that is part of the reality of a sticky credit situation.

I obtained a secured card with Bank of America -- my bank. But after doing some research I discovered that my score still suffered because I did not have at least four (4) lines of open credit.

So its not that just my credit is "bad"; I pretty much have none. I am well aware that it has horrible fees -- at the same time anybody who has great fees won't give me a card.

I got one just so I can establish the credit; after a year I'll roll over the balance/credit to a more sensible creditor.