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jsandala
Member since: April 2009
Total Contributions: 1
Activity
(1 Total Contributions)The Do’s and Don’ts of Closing Old Accounts
My credit card company recently nearly doubled the interest rate on the only credit card I have. Throughout the years they have consistently raised my credit limit to where it is now, more than my annual income. I pay off my balance almost every month to avoid interest charges, but would like to get another card with a lower interest rate and keep the old one for emergencies. Before I do, I would like to lower the credit limit on the old card. How would this effect my credit score and chances of getting an additional card. My score is presently 763.
Comment posted 2 years ago
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