Member since: August 2009
Total Contributions: 5
i dont understand why you pushing this silly Public Shavings Bank with monthly fee when there are many Secure credit cards which just charge you an annual fee only? Like bank of America or US Bank
Comment posted 2 years ago
1 to 10% will score you the highest
http://www.creditkarma.com/report
Comment Reply posted 2 years ago
opening more CC might help you? so your available credit goes up and the total utilization on those two card (Disc+Amex) shows up as less against your total available credit?
Comment Reply posted 2 years ago
i am a new resident in United States 11/08, so first thing i did was getting a bank of America secure CC with 500 deposit(29$ Annual fee), in 9 months they converted it to a regular CC with 1K limit, but unfortunately i did apply for some stuff without realizing how it can effect my credit so now i have a score of 690 with 15 hard queries in my file :-( so get a secure CC and put your phone bill in it and setup auto pay from your bank account to pay your CC, in one year you will be well above 700 score
Comment posted 2 years ago
get bank of america secured card its just 29$ for an year
Review posted 2 years ago
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