jbk315

I applied for the Pulaski Bank card @ 6.5%. They are advertised in our newspaper every week as the lowest rate card available. I use only one card for everything and have been quite happy with my FIA card but they are going from 7.9% to almost 14%. I plan to cancel that card.
Thanks

I was just turned down with a bank for a low interest cc. My score is 790. Their reason was too much available credit. I have several old and unused accounts, but have heard that to close them would hurt my score. I call the bank credit dept.but all they could say was well that's the way they do it. I was trying to replace my only cc that I use regulary because the co, is doubling the rate. This does not seem fair for someone who pays their bills. Any sugestions?