happycat2010

NOPE ..... depending on the area and who is desperate to rent it out they will want a co signer. I had that happend to me plus a bigger deposit than usual

you have to wait 7 years.  usually

you will have to contact the agency and file a dispute that its not yours

you have to check with each credit agency to see if its there first . just because its sheduled to fall off next month it doesnt do it immediatly. may have a to wait a few months to recekc and see if its still on there.

you cant you have to dispute the issues with each credit agency. get a report then you can see who has what and do it that way

trans union is the only one creditors use they may only a few pull all three to get an average such as buying a home , otherwise its a joke . whatever your transunion score is thats what they use 99.99 % of the time

and yes you have to wait exactly 1 yeear and one day fromthe lst freebie in order to get it.along with transunion is a apin in the ***.. I always have to send in proof of this that and everything else just to get the **** report. even if nothing changed.

still waiting for that to happen...............I did that and score has not gone up.......... 

collection agencies should not have that right to check the credit. 

wrong they are not considered soft  it does effect the credit score ect. I have 7 of them and did not request and credit pulls except 1

thinking that no matter what i do. I will never have a good credit score...my goal for the next three years is to not have any credit inquires, and just save save save I have to wait at lest that long for everyhting to fall off...

how long does it take for a new credit limit on a card that has gone up show up on the report?I paid off the bill and got a huge increase in my limit.

the only thoing you can do is put a statement attatched to your credit file of that situation and let it be known when you fgo for credit again

you have to wait 7 years from that date before they will take it off.

the limitations on being on a report should only be 7 seven years from the very first time it was on there after that screw them.....otherwise you hve thnsd on your report for 15-20 years. when it should only be 7... along with there Are more errors than i can count.. addresses wrong, employment wrong, ect. and what the hell does the credit score have to do with the dam driving...??? if I have not had any tickets or accidents.

they dont give you any of that info. unfortuantly it does stay on your report for at least 7 to 10 years .no matter what. I had it done to me in 2000 and it did not come off until 2010. the system I think needs a complete overhaul

I thought that once it had a start date it automaticaqLLy falls off after 7 years no matter what. I guess you have to leave everythinga lone it seems for about ten years then you might have improvement... the laws have seemed to change