glossybird

I've had a great experience with Lending Club. I applied for and was approved for two loans, $2000 and $4500 to tide me over between jobs. I couldn't expect a trad bank to extend me credit, and I had savings, but wanted to ensure I had six months of padding. I'll pay back one early and keep making payments on the other. Both loans at 8%. The type of loan does make a difference...try for home repairs or moving expenses. Check list of other loans to see what types get better rates (hint, view like an investor to compare credit scores & D/I ratio to see how you might fare as a borrower). Happy Borrowing!