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ggrandovic

Member since: September 2009

Total Contributions: 2

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(2 Total Contributions)

Chase Freedom® Visa

693 score. Not approved.

20 accounts in outstanding, never missed a payment, never late status. 1 account past due because of real estate fraud. I guess they only take into account score and nothing else.

My score prior to real estate issue was 827.

Lesson to all. One delinquent account can screw your credit score BIG TIME.

Review posted 2 years ago

IBERIABANK Visa® Platinum Card

Need not apply without EXCELLENT CREDit rating. Per their website:

IMPORTANT INFORMATION REGARDING
IBERIABANK CREDIT CARD APPLICATIONS
(Applies to Visa Select, Visa Classic, Visa Gold, and Visa Platinum Products)
Requirements include, but are not limited to:

Minimum 6 months length of employment with current employer
Please consider credit status when applying — Excellent Credit Required (As a minimum guideline, Excellent Credit may refer to a credit history free of derogatory information, including current or past delinquency, bankruptcy, and/or collections )
Verification of information provided by applicant will be performed; additional documentation may be required.

Review posted 2 years ago

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