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genieoh

Member since: January 2010

Total Contributions: 4

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(4 Total Contributions)

Lender not applying full pymt to acct and reports acct as deliquent even though pd on time/in full

if charges to your escrow account have gone up (such as property tax or insurance) It will cause your monthly payment to go up in order to compensate for the difference. The lender will always pay up the escrow before it applies anything to the actual loan. Your mortgage payment should change annually(at least a little)due to these fluctuations.

Response posted 1 year ago

How can I increase my score from 797? It seems difficult to get it any higher.

showoff

Response posted 1 year ago

can i get an apartment with a 570 credit score?

A lot of landlords who check credit are only looking to see if you have legal judgments from past landlords and/or if you owe utility bills.

Response posted 1 year ago

Decent credit- Why can't I get approved?!

Typically 9.99% is only an 'introductory' APR...It changes after a preset time period(usually 1 year)

Response posted 1 year ago

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