garystidham

no it doesnt

the only score that matters is fico your fico is closer to your lower score

yes they are   you can tray to chalange it it might get cahange

a line of credit or a home equity loan will boath put a line aganst your house a line of credit if you use the total line of credit it will appear as a maxed out credit card on your credit  report but a equity loan will look like a new loan witch wont affect your credit as much

no it doesnt affect your score

your debt to income doesnt afect your credit score

no it cant

7 years

bad you want to use under 30% so stay under 60$

 if you pay it off yes it will lower your score by affecting your age of credit and the mix if you have a lot of lines of credit it wont hurt your score much but if you dont and it will harm your score alot

what are you talking about 

 yes they can a credit card a car loan almost anything   because with your ssn they can get your drivers lcn nouber and then they are set you need to file a poliece report contact the irs and the sochal security adminastration also you will want to contact the credit agencyes and put a fraud allert or a freez on your credit it is a pain but it is worth it

 on here you can view your score every day but if you pay threw a diffrent site they will e mail you if something gets changed

that is a insurance score and it does not matter in the states that use your credit score for car insurance use your fico score 

that score doesnt matter 

they only use the info that transunion has if they are not reporting it to transunion it wont be here it is the choice of a lender to report things on your credit report 

no the only scores that matter are from fico you have 3 diffrent scores from them one from each reporting agencyes  if you want your real score go to myfico.com most lenders only use fico scores and your auto insurance score only matters to insurance companys 

the credit card company only reports ballance once a month so they might have reported it the day befor you paid them off it can take up to 45 days for it to reflect on your credit report 

you dont it is an advertisement if you would have searched first you would have found 1000s of the same questions 

pay your studint loan on time every time get a secured credit card  it takes about 6 months for your credit to go up from on time payments 

 finicical ade like a grant or other type that you dont have to pay back will not be reflected on your credit

a secured card is a good start and it takes about a year or 2 to get above 700

yes it will your avarage age of credit will be harmed and your utalization

well they will all show as hard pulld i just bought a car 4 days ago and had 9 hard inquiries on one report my score dropped 3 pts

cloesing it will hurt your score if you dont feal like you need more crdit then dont get any