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forgetmenot4

Member since: August 2009

Total Contributions: 1

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After paying off several cards last year, the creditors closed my accounts within about 60 days after my closing. Stating they based their information on my credit report. How can I help to bring my score up on my report. I have only 2 open cards now, one being a Sears charge card, which they have cut my limit in half and the other being a VISA credit card, which is maxed out. I am currently paying approximately $50 over the limits in an effort to completely pay them off within 24 months. I am hoping to be able to refinance my home after that time, provided the market has improved. My current score is 609, which i know is not great. Any other suggestions to help me improve my scores.

Comment posted 2 years ago

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