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ewitte

Member since: April 2010

Total Contributions: 2

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(2 Total Contributions)

When you get credit repair, can you still pay on your debt

Settlement will hurt your score but there are companies that will negotiate payment terms and interest.  Those will not have any negative effect.  I'm almost done with mine.   Started about 2-3 years ago but the real changes started happening in the last year.  Went from 618 to 753 in a year!

Response posted 1 year ago

How can I recover from my medical bill debt going to collections?

Send certified cease and desist letters to all collection agencies and a copy to the credit companies.  Its illegal for them to contact you again at that point.   No matter what they say your debt is with the hospital/doctor  not the credit agencies.  Often you can get the hospital to start making illegal moves which makes it hard for them to collect.

Response posted 1 year ago

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