Member since: November 2009
Total Contributions: 1
The one thing that amazes me is how income doesn't seem to be a factor in the credit score. So if one person have a 1k credit card used up to 500 dollars, and my income is 100k, those 50% are almost nothing.
For another person with a 20k income, those 500 dollars means a lot, but, by the rules mentioned, they both would get the same grade. Is that correct?
Comment posted 2 years ago
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