Profile Image

edrollf

Member since: December 2009

Total Contributions: 2

Activity

(2 Total Contributions)

Discover® More® Card - American Flag

I answered a "preappoved" offer. I got the "need more processing time" message, but got my acceptance two days later. They checked both EQ and TU credit reports during that time period. They sent me a copy of my Experian report showing a 735 (this was the lowest of my three scores by 20+ points.)
I was hesitant about accepting this card because my wife had one when we met in college and she had a hard time finding places to accept it. I have had this account now for 4 months and have only come across 2 places to not accept it. At the rate I am earning cashback, next Christmass will be paid for:)

Review Reply posted 2 years ago

The Relationship Between Your Credit Score and Credit Limit

MyFico shows me as having an actual FICO score of 759 from TU and 745 from EQ. Exp has me at above 750 on all three CBs by their scoring method. CK gives me a 717. The EXP monitoring service I use is Creditexpert and Score Plus.
They too rate 720 and up as excellent. Bank of America won't consider you excellent until your creditexpert score hits 780. so what is the range for Credit expert scoring? These scores are generally only a few point variant from my actual FICO.

Comment Reply posted 2 years ago

  • Prev
  • 1
  • Next

Credit Card Offers Just For You

These are the most popular credit card offers from Credit Karma members with credit similar to yours.

Orchard Bank Visa Cards

Orchard Bank Visa Cards
Apply Now
  • Acceptance at millions of locations including website purchases and reservations
  • Your account information is updated and at your fingertips 24/7 so you can manage it your way
  • Email and text messages to remind you of your upcoming payment due date with online enrollment

Orchard Bank Classic MasterCards

Orchard Bank Classic MasterCards
Apply Now
  • Acceptance at millions of locations worldwide, including website purchases and reservations
  • Your account information is updated and at your fingertips 24/7 so you can manage it your way
  • Email and text messages to remind you of your upcoming payment due date with online enrollment

Capital One® Secured Mastercard®

Capital One® Secured Mastercard®
Apply Now
  • Get the credit you need with no processing fees or application fees
  • Automatic reporting to the 3 major credit bureaus
  • Track credit with access to your credit score and other tools
See More Credit Cards...
Welcome to Credit Karma! Like our service? Share the karma and recommend us on Facebook.