dreamin

You should be able to get a free copy of the credit report that company used since they denied you a loan. That is required by federal law... that you be given a free copy of the report used to deny you credit. If you do this on-line you should also be able to dispute the charge at the same time!

Chase raised the rates on 3 of my cards even though they were all paid off and my credit score is 746 one card was raised to over 20%

Chase bought WAMU giving me 3 accounts instead of 1. They recently raised the interest rates on all 3 cards...one to over 20%!! Thank God I was able to just pay them off before the rate increase took effect. I still feel as if Chase is using the current economic climate to financially rape the working poor and discourage everyone from doing business with them!!

Maybe this CAN BE a good offer but just how exclusive is it? I've worked my butt off to pay my bills and get my credit score up (It is 718 now) but when I tried to click on the link I get shuttled off to other offers. Pretty much I feel as if the site is telling me, " You aren't worthy of a mortgage even if it would be cheaper than your current rent .... but here are some crumb offers so you'll feel like someone cares". Appreciate the self-esteem boost!!

I applied for one of their "pre-approved" offers last year. I was told that I could get a card but the limit was 1000. dollars and the interest rate would be almost 20%. I already have 4 cards at a better rate, with higher limits and a credit score of over 700..and my length of credit history is just over 3 years..... I declined their card and will never consider them again!!