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dnfield
Member since: October 2009
Total Contributions: 1
Activity
(1 Total Contributions)What is PMI and why do I want to avoid it?
PMI is currently tax deductible. The real disadvantage of it at this point is that it will lower the total amount you can borrow because it will be counted into the figuring of your debt to income ratio - if you're paying $80 a month in PMI, then it's $80 less that you can afford for a mortgage payment, which can work out to about another 14-15k on the loan (going by the current rates around 5%).
Response posted 2 years ago
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