djames62

Member since: June 2010

Total Contributions: 1

Activity

(1 Total Contributions)

why when i have a 100 % pay on time does my credit score keep going lower each month?

You may need to build the credit to receive positive remark on you. If you pay 100% all the time you're not building credit. If you carry a balance for a few months you will build a credit line. They want want you to pay interest to create the credit.

Response posted 1 year ago

  • Prev
  • 1
  • Next

Credit Card Offers Just For You

These are the most popular credit card offers from Credit Karma members with credit similar to yours.

Orchard Bank Visa Cards

Orchard Bank Visa Cards
Apply Now
  • Acceptance at millions of locations including website purchases and reservations
  • Your account information is updated and at your fingertips 24/7 so you can manage it your way
  • Email and text messages to remind you of your upcoming payment due date with online enrollment

Orchard Bank Classic MasterCards

Orchard Bank Classic MasterCards
Apply Now
  • Acceptance at millions of locations worldwide, including website purchases and reservations
  • Your account information is updated and at your fingertips 24/7 so you can manage it your way
  • Email and text messages to remind you of your upcoming payment due date with online enrollment

Capital One® Secured Mastercard®

Capital One® Secured Mastercard®
Apply Now
  • Get the credit you need with no processing fees or application fees
  • Automatic reporting to the 3 major credit bureaus
  • Track credit with access to your credit score and other tools
See More Credit Cards...
Welcome to Credit Karma! Like our service? Share the karma and recommend us on Facebook.