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clover06
Member since: March 2009
Total Contributions: 1
Activity
(1 Total Contributions)Understanding Credit Scores
I recently found a great deal on a pre-owned vehicle from a personal friend. I looked at CreditKarma and another on-line free score site to get a picture of my credit before I applied for a loan. Credit Karma gave my score as 740 while the other site came in at 677. I figured with the two scores, I probably was in the upper 600's or lower 700's so I went ahead and applied for the loan. I was denied because the lender said my credit score was 635. Needless to say, I was I was very confused that Credit Karma could be 105 points higher than what I was told by the lender. How can that happen?
Comment posted 2 years ago
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