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by401
Member since: January 2012
Total Contributions: 1
Activity
(1 Total Contributions)How can I get rid of negative inquiries from car dealerships trying to get me an auto loan?
This has happened to me. When I go to an auto dealer, lets say a Toyota dealer. I authorize that dealer to only apply for credit with Toyota Financial. No one else. IF i receive denials from other lenders, I write them and indicate that the auto dealer did not have my permission to apply for credit, with them. 80% of them, will remove the inquiry. To help even further, when I apply for credit and I sign the credit app, I add a note next to my signature indicating that only ONE inquiry is permitted and who I allowed. That stops the aut dealer from sending it to 30 different banks looking for an approval. Hope this helps. It has worked for me.
Response posted 3 months ago
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