blindley

Credit Karma has given me an offer for a credit card that gives $200 cash back, meanwhile, the original website of the company gives $100...what a deal!

i would say that a loan is good to have...but your credit shouldnt suffer, especially if you pay it on time

annualcreditreport.com gives it to you for free...all three

get you total credit report...from all 3 credit bueraus and make sure you know where its at

before you credit score can improve the bad stuff needs to be removed...

two things:

how old is the car? year 2006? Interest rates are based on credit score and the year of the car

What is your debt to income ratio? debt is the monthly expenses you have (mortage, credit cards) 

I would say you will get approved with a 6-7% interest rate

i would never use student loans as income

hmm it depends on the bank or credit unions polices.

Most like to see 2 years of work history without any interuptions.

your credit score is improving and will continue to improve...with the next few months. (get your credit report)

the more you can put down the better. I would look and gather all the information about FHA Loans.

Shop and look around. you might need a co-signer with a strong credit score too.

well open another forms of line of credit under your name. credit cards, car loans, etc.

but make sure you have no debt, first and start increasing your line of credit

being constant!  pay your bills on time

open lines of credit...or request a larger line of credit on existing credit cards

if you are in debt ... work on the smallest working your way to the biggest...live within your means

its takes usually 5 to 10 years for debts to come off credit reports...it sucks but that how it goes

its great you paid off everything each month! its helps a lot.

you need to hope a line of credit now and keep it for a long period of time. Maybe a discover credit card.. I would recommend an American Express but they are very hard to get will little or no credit history.

mostly you need to have over 2 years of established credit ..with atleast one insitution.

good luck

well there are lot of factors that come into play.

you need to have a low debt to income ratio. most places want from 40 - 50%. So make sure that is good then save up for a good down payment.

I would go to a credit union over a bank!

if they wont remove him...close the acct and open a new one.

creditkarma...is a guess of your score..so it not 100 accurate

are you going to a credit union?

are you buying an 05 or newer?

where you get your loan and the year of the vehicle matter!!! I would guess that it would be about 6-7% at a credit union.

pay your bills on time

increase your line of credit..(more credit cards or requesting higher credit limit for your existing credit card)

have your debt better than 40%

keep old lines of credit

I would say a min. of 550. However car loans depend on your income to debt ratio

Get in contact with your student loan and try to figure out way to have smaller payments. they will understand financial hardship and might give a 6 month deferment. pay your bills on time!!! try to go to a credit union and set up an account and open a line of credit.

well if people before didnt have direct deposit and they managed it, so can you! Think positive and you will increase your credit score learn to pay your bills. Maybe use pay bill, once you deposit your pay checks.

check your local credit union...do you have any savings?

you should get it...if there is no fee

pay your bills on time, increase your line of credit...are two easy and fast ways.

well it depends on which credit union they grab your credit score. The best way to know for sure is to ask which one they are grabbing and second to get a full list from all three credit bureaus. the best place to get that is from annualcreditreport.com
try that first, but go to a credit union they are better and more willing to help out

try to go to a credit union and they accept pretty much everyone.