baird2100

I was recently told from walmart card services that after 4 months of on time payments I can request a credit line increase. Should I do this every chance I get? Also, this card account was given to me in Jan. 2009 with a $400 credit line. Without warning it was reduced to $140. I paid usually in full every month. They honored my request for an increase. They increased it by $100 to $240. That is great. Usually I don't need credit because I don't believe in paying interest/finance charges. I have a Paypal business debit/ that can be used/ran as credit linked to my checking and thus earning 1% cash back. That's great too. It used to be even better when opened it because it earned over 5% at one point 2007-2008. Then I would transfer from my checking to Paypal and just use the Paypal card. Hope it gets back to them days.