Member since: July 2010
Total Contributions: 3
If you pay off old debts, you need to make sure they delete them off you credit report before you pay, its called pay for delete. If you pay the debt it will stay on your credit report for 7 years and will be negative and read "settled with an amount less than owed" (something to that effect) I knocked off one collection on two of the credit companies reports and it raised my score 20 pts according to credit karma in two days
Response posted 1 year ago
how are you denied on a secured credit card?
Review posted 1 year ago
it said lowest approved 636
Review posted 1 year ago
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